Risk of injury / death

So far, we have looked at the risks of harming others, but this is not the only risk associated with a car accident.

The risk of injury or death from a car accident is also one of the risks of a car accident.

If you are injured in a car accident, you will have to pay for medical treatment.

If the disability persists and requires long-term care, this cost can also damage the home.

In the worst case, if something else happens, can the rest of the family live?

Such injuries and deaths are expected to incur various costs, but unfortunately these costs can not be covered by car liability insurance.

Liability insurance seems to repeat itself, as it only covers the risk of injuring or killing others.

Therefore, car insurance includes personal injury insurance and passenger accident insurance in the event of injury or death.

Simply put, both are insurance that includes medical coverage in the event of a car accident and compensation for death in the unlikely event of an accident.

There is some overlap with regular life insurance, but the range of people covered by the insurance is different.

Personal injury compensation insurance covers car accidents while the driver or passenger walks or bicycles and unmarried children who are separated from their families.

Also, passenger accident insurance generally covers both passengers and drivers.

On the other hand, ordinary life insurance covers only the insured.

In that sense, personal injury and accident insurance are covered by accident and death insurance that specializes in automobile accidents.

It can be said that there is a great need for personal injury compensation insurance and passenger accident insurance in preparation for the risk of personal injury and death that cannot be covered by liability insurance.

Find out more on the next page!