What type of car insurance do I need to drive a car? In this article we will introduce you to the recommended car insurance and the points to choose the recommended car insurance, so if you are thinking of taking out car insurance, why not try it as a reference?
There are two types of car insurance: mandatory insurance and voluntary insurance. As mentioned above, there are two types of car insurance: mandatory car liability insurance, which must be insured, and voluntary insurance, which people can purchase whenever they want.
All drivers have liability insurance, but there are different types of voluntary insurance and you are free to purchase it. However, in reality, liability insurance is not enough, which is why almost all drivers have voluntary insurance.
4 ways to choose car insurance
Here’s how to choose the recommended car insurance: Even if you want to buy car insurance per car, you may not know which one to choose because different insurance companies have different types of car insurance. There are four ways to choose car insurance, so check it out when choosing car insurance.
Choose between mail order type and agency type
There are two types of auto insurance: a mail-order type that you can apply over the phone or online, and an agency type that you can apply for by completing the procedure at an insurance agency. The type of agency can receive direct advice and the procedure is straightforward, but the insurance premium is high. With the mail order type, on the other hand, you have to check the contents of the insurance yourself, but you can complete the procedure at your own time and the insurance premium is cheap.
Choose within the range of drivers covered
Auto insurance is a passenger exclusive to the driver and is a combination of age conditions that limits the scope of covered drivers. With auto insurance, the range of covered drivers is established first, and the smaller the range of covered drivers, the lower the premium. For example, in the case of a special driver-only contract, coverage is determined by a combination of whether the driver is limited to the driver and the driver’s spouse or family, whether the driver has compensation for all ages, or if you are 21 years old, etc. I will do that. Or previous compensation.
Choose if you have car insurance
We recommend that you buy car insurance for car insurance. Car insurance is insurance that covers damage to your car and is basically an option. You may think that the cost of repairing a car will be covered by the other party’s objective compensation, but the other party’s objective compensation will only cover the other party’s failure rate. Therefore, it is safer to purchase car insurance.
Choose based on low insurance premiums
We recommend that you purchase auto insurance to keep your insurance premiums as low as possible. There are different types of car insurance and the premiums vary from one insurance to another. Additionally, insurance premiums are determined by combining coverage, maximum amount, and special contract. Since you can lower your insurance premium by limiting coverage, it is recommended to choose insurance that is cheaper than the basic insurance premium and can cover the range you want to cover.
Recommended Car Insurances
These are some recommended car insurance. Auto insurance is sold by many insurance companies and there are different types of insurance because one insurance company offers several types of insurance. Therefore, you may not know which insurance to choose. These are some recommended car insurance, so check them out when choosing car insurance.
Sony Assurance
Sony Assurance is car insurance that not only responds to accidents 24/7, but also has a dedicated person in charge who fully supports the resolution.
In the event of an accident, SECOM’s emergency response personnel will rush to the scene to check on the accident situation and cooperate with Sony Assurance. In addition to road service when you cannot drive on your own, we also support transportation and accommodation costs.
Zurich insurance company
Churihihoken Company is the highest level highway service in the industry where auto insurance is recommended.
There are about 9,500 service centers across the country and they rush to the site 24 hours a day, 7 days a week. All services are available from the first year of the contract. Even if you use the road service, the insurance grade and premiums for the following year will not change. In addition, we recommend insurance with a full range of services, such as unlimited accommodation costs and full support for transport costs after repairs.
E-design non-life insurance
Electronic design non-life insurance is Tokio Marine Group’s car insurance, and the satisfaction level in accident response is 93.6%, which is highly rated by drivers.
All contracts are covered by insurance, such as legal fees, so you can be sure that you will have an accident. In the event of an accident, a dedicated person will negotiate an agreement and take care of resolving the accident.
Tokio Marine & Nichido car insurance
A feature of Tokio Marine & Nichido Motor Insurance is that you can also choose one-day car insurance.
In addition to the general voluntary insurance “Total Assist Auto Insurance”, we also offer Choinori insurance that can be used every 24 hours, such as when renting a car to family or friends. Both have access to accident reception and full road service 24 hours a day, 7 days a week.
AXA General Insurance Co., Ltd.
Auto insurance from AXA General Insurance Co. Ltd. can be easily quoted online and you can get a discount of up to US $ 190 when you order online. Satisfaction with transfers from other companies is 96%, and we offer a wide range of rewards to suit your lifestyle.
Saison Automobile Fire Insurance Co., Ltd.
Saison Automobile Fire Insurance Co., Ltd. is a net discounted automobile insurance company of up to US $ 90.
For people in their 40s to 50s who have a low accident rate, adult auto insurance with low insurance premiums is recommended for people in their 40s to 50s. Of course, compensation such as 24/7 road service in the event of an accident is also a considerable amount.